Transaction fee
The charge the vendor takes on each payment it processes for you, usually a percentage of the sale, sometimes plus a fixed amount.
On this pageWhat it is
What it is
A transaction fee is what the payment tool keeps from every sale it handles. It is commonly a percentage of the amount, sometimes with a small fixed charge added per payment. The fee can differ by card type, country, currency and payment method, so it is not one number for all sales.
Why it matters
This fee is a running cost that grows with your sales, so even a small difference matters at volume. It matters most when you take many payments or sell low-priced items, where a fixed charge is a large share of each sale. It matters less if you invoice a few large customers. Compare it alongside the monthly plan cost, because a tool with a low subscription can still charge more per sale.
What to check
- Is the fee the same for cards from other countries and for other currencies?
- Are there extra charges for refunds, chargebacks or currency conversion?
- Does the fee drop at higher volumes, or can you negotiate it?
- Is tax handling or recurring billing charged on top of the transaction fee?
Tools with Transaction fee
Bills digital products as merchant of record, handling subscriptions, usage metering, tax compliance and payouts.
Handle global subscriptions, payments and tax compliance without managing VAT registration across 300+ markets.
Acts as merchant of record for software and digital product sales, handling global tax compliance.
Manages subscription billing, invoicing and revenue recognition for recurring businesses with your own payment gateways.
Send invoices, track expenses, reconcile banks and prepare VAT returns for Dutch small businesses.
Also in other categories
Tools filed under other categories that have Transaction fee.