Credit Repair Cloud vs Folk

CRvs

Two CRM tools side by side: what each does, what it costs and who it suits.

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The verdict Side by side Plans and pricing Who each is for Other options

The verdict

On the data we hold, Folk comes out ahead. Here is why, point by point.

What the data says

Only Folk has an MCP server, so an AI employee can work in it directly.
In our CRM ranking, Folk places 6 and Credit Repair Cloud 20 of 20.

Side by side

Credit Repair Cloud and Folk compared
At a glance	CRCredit Repair Cloud	Folk
Starts at	$39.17/mo	€22/mo
Free plan	No	Not known yet
API	Yes	Yes
MCP server	No	Yes
Links	Visit	Visit

Plans and pricing

Credit Repair Cloud

PersonalIndividuals learning credit repair skills$49/mo
StartNew agencies needing full business tools$179/mo
ScaleHigh-volume teams with large client lists$399/mo

Folk

StandardPer member; unlimited members on all plans.€27/mo/seat
PremiumPer member, most popular tier.€54/mo/seat
EnterprisePer member, 'from' price; annual billing from 67 per member per month.€83/mo/seat

Prices as the vendors list them. They change often; the final price is on their sites.

Who each is for

Choose Credit Repair Cloud if…

We haven't written up who Credit Repair Cloud suits yet.

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Choose Folk if…

Small sales teams, agencies and founders who sell themselves and want a simple relationship-focused CRM syncing Gmail, Outlook and LinkedIn, with enrichment and email outreach in the same place.

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