The verdict
On the data we hold, it's close: neither pulls ahead on features, a free plan or AI access. The choice comes down to how you work.
Side by side
| At a glance | ||
|---|---|---|
| Starts at | $89/mo | €500/mo |
| Free plan | No | No |
| API | Yes | Yes |
| MCP server | Yes | Yes |
| Links |
Plans and pricing
Circle
- Professional$1,068/yr
- Business$2,388/yr
- Scale$5,028/yr
Stripe Billing
- Monthly subscription: up to EUR 80,000 volume€500/mo
- Monthly subscription: up to EUR 200,000 volume€1,200/mo
- Monthly subscription: up to EUR 400,000 volume€2,350/mo
- Monthly subscription: up to EUR 850,000 volume€4,900/mo
Who each is for
Choose Circle if…
Creators, coaches, educators and membership businesses who want a branded paid community with courses, events and payments on one platform.
Choose Stripe Billing if…
SaaS and subscription businesses already on Stripe that need recurring, tiered or usage-based billing with invoicing and automatic recovery of failed payments.
Other options worth a look
Spots churn risk early with health scoring, automated plays, and renewal forecasting for subscription businesses.
Brings customer data, usage and health scores together so B2B teams can onboard, retain and grow accounts.
Consolidates customer data, health scoring and team workflows in one workspace for customer success.
Track product usage and account health to flag churn risk and automate customer retention workflows.
Triggers email, SMS, push, in-app and WhatsApp messages from real-time user events and behaviour.