1Password vs Microsoft 365

1Password logovsMicrosoft 365 logo
Two Tech stack tools side by side: what each does, what it costs and who it suits.

The verdict

On the data we hold, 1Password comes out ahead. Here is why, point by point.

What the data says
  • 1Password starts lower, at $3.99/mo against $7/mo.
  • Both have an API and an MCP server, so either works with AI employees.
  • In our Tech stack ranking, 1Password places 11 and Microsoft 365 57 of 72.

Side by side

1Password and Microsoft 365 compared
At a glance
Starts at$3.99/mo$7/mo
Free planNoNot known yet
APIYesYes
MCP serverYesYes
Links

Plans and pricing

1Password logo

1Password

  • IndividualPersonal password manager for one person. Regular price $3.99 per month billed annually; $2.99 promo for new customers' first year.$47.88/yr
  • FamiliesPersonal plan for up to 5 family members. Regular price $5.99 per month billed annually; $4.49 promo for the first year.$71.88/yr
  • Teams Starter PackFlat price for 10 members, billed annually; extra seats up to 10 more at $4.99 per seat per month (EUR 4.49).$299.40/yr
  • BusinessPer user, billed annually ($8.99 per user per month equivalent); adds SSO and identity-provider integrations.$107.88/yr/seat
Microsoft 365 logo

Microsoft 365

  • Microsoft 365 Business BasicWeb and mobile Office apps, Teams, Outlook email and 1 TB OneDrive storage per user; up to 300 users.$84/yr/seat
  • Microsoft 365 Business Standard with CopilotAdds desktop Office apps and Copilot in Word, Excel, PowerPoint, Outlook and Teams.$282/yr/seat
  • Microsoft 365 Business Premium with CopilotAdds identity, device and threat security, and sensitive data protection.$384/yr/seat

Prices as the vendors list them. They change often; the final price is on their sites.

Who each is for

1Password logo

Choose 1Password if…

Lean B2B teams and founders who share logins, API keys and other secrets across people and tools and want access managed centrally instead of passed around in chat.

Microsoft 365 logo

Choose Microsoft 365 if…

A small or mid-size business that wants one licence for Office apps, business email, Teams and cloud storage, and is not tied to Google Workspace.

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