The verdict
On the data we hold, 1Password comes out ahead. Here is why, point by point.
What the data says
- 1Password starts lower, at $3.99/mo against $7/mo.
- Both have an API and an MCP server, so either works with AI employees.
- In our Tech stack ranking, 1Password places 11 and Microsoft 365 57 of 72.
Side by side
| At a glance | ||
|---|---|---|
| Starts at | $3.99/mo | $7/mo |
| Free plan | No | Not known yet |
| API | Yes | Yes |
| MCP server | Yes | Yes |
| Links |
Plans and pricing
1Password
- IndividualPersonal password manager for one person. Regular price $3.99 per month billed annually; $2.99 promo for new customers' first year.$47.88/yr
- FamiliesPersonal plan for up to 5 family members. Regular price $5.99 per month billed annually; $4.49 promo for the first year.$71.88/yr
- Teams Starter PackFlat price for 10 members, billed annually; extra seats up to 10 more at $4.99 per seat per month (EUR 4.49).$299.40/yr
- BusinessPer user, billed annually ($8.99 per user per month equivalent); adds SSO and identity-provider integrations.$107.88/yr/seat
Microsoft 365
- Microsoft 365 Business BasicWeb and mobile Office apps, Teams, Outlook email and 1 TB OneDrive storage per user; up to 300 users.$84/yr/seat
- Microsoft 365 Business Standard with CopilotAdds desktop Office apps and Copilot in Word, Excel, PowerPoint, Outlook and Teams.$282/yr/seat
- Microsoft 365 Business Premium with CopilotAdds identity, device and threat security, and sensitive data protection.$384/yr/seat
Prices as the vendors list them. They change often; the final price is on their sites.
Who each is for
Choose 1Password if…
Lean B2B teams and founders who share logins, API keys and other secrets across people and tools and want access managed centrally instead of passed around in chat.
Choose Microsoft 365 if…
A small or mid-size business that wants one licence for Office apps, business email, Teams and cloud storage, and is not tied to Google Workspace.
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