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Melio vs Nickel

MEvsNI

Two Bookkeeping tools side by side: what each does, what it costs and who it suits.

The verdict Side by side Plans and pricing Who each is for Other options

The verdict

On the data we hold, it's close: neither pulls ahead on features, a free plan or AI access. The choice comes down to how you work.

What the data says

Both have a free plan, so you can try each before you pay.
Melio starts lower, at $20/mo against $35/mo.
In our Bookkeeping ranking, Melio places 6 and Nickel 7 of 20.

Side by side

Melio and Nickel compared
At a glance	MEMelio	NINickel
Starts at	$20/mo	$35/mo
Free plan	Yes	Yes
API	Yes	Yes
MCP server	No	Not known yet
Links	Visit	Visit

Plans and pricing

ME

Melio

Coresmall teams with moderate AP volume$25/mo
Boostscaling companies needing advanced workflows$55/mo
Unlimitedlarger businesses requiring unlimited users$80/mo

NI

Nickel

Plusrecurring invoices and autopay$45/mo
ProAPI access and compliance$300/mo

Prices as the vendors list them. They change often; the final price is on their sites.

Who each is for

ME

Choose Melio if…

We haven't written up who Melio suits yet.

Visit Read the review

NI

Choose Nickel if…

We haven't written up who Nickel suits yet.

Visit Read the review

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