The verdict
For most lean B2B founders, SaneBox is the higher-leverage buy, because email is the channel where deals, intros, and dropped balls actually live, and inbox triage compounds every single day. But it's a forever subscription tied to your mailbox, and that's a real cost.
MacWhisper wins on economics and privacy: a one-time licence (around 59 EUR / 69 USD lifetime on Gumroad), everything runs on-device, and you own it. If transcription is a recurring chore in your week, it's close to a no-brainer.
The honest answer for many founders is both, eventually, they fix different leaks and neither replaces the other. Start with whichever pain is louder this month.