The verdict
On the data we hold, Melio comes out ahead. Here is why, point by point.
What the data says
- Only Melio has a free plan to start on.
- Melio starts lower, at $20/mo against $23/mo.
- Only FreshBooks has an MCP server, so an AI employee can work in it directly.
- In our Bookkeeping ranking, Melio places 6 and FreshBooks 10 of 20.
Side by side
| At a glance | MEMelio | |
|---|---|---|
| Starts at | $23/mo | $20/mo |
| Free plan | No | Yes |
| API | Yes | Yes |
| MCP server | Yes | No |
| Links |
Plans and pricing
FR
FreshBooks
- Litesolopreneurs billing up to 5 clients$23/mo
- Plusfreelancers managing up to 50 clients$43/mo
- Premiumcontractors with unlimited clients$70/mo
ME
Melio
- Coresmall teams with moderate AP volume$25/mo
- Boostscaling companies needing advanced workflows$55/mo
- Unlimitedlarger businesses requiring unlimited users$80/mo
Prices as the vendors list them. They change often; the final price is on their sites.
Who each is for
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From $35/mo yearlyFree plan