Exact Online vs Navan

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Two Bookkeeping tools side by side: what each does, what it costs and who it suits.

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The verdict Side by side Plans and pricing Who each is for Other options

The verdict

On the data we hold, Navan comes out ahead. Here is why, point by point.

What the data says

Only Navan has a free plan to start on.
In our Bookkeeping ranking, Navan places 5 and Exact Online 2 of 20.

Side by side

Exact Online and Navan compared
At a glance	Exact Online	NANavan
Starts at	€49/mo	$15/mo
Free plan	No	Yes
API	Yes	Yes
MCP server	Not known yet	Yes
Links	Visit	Visit

Plans and pricing

Exact Online

EssentialsEntry bookkeeping plan.€49/mo
PlusMid-tier bookkeeping plan.€99/mo
ProfessionalProfessional bookkeeping plan.€159/mo
PremiumTop bookkeeping plan.€299/mo

Navan

Business Expenseteams needing automated expense tracking beyond first 5 users$15/mo

Prices as the vendors list them. They change often; the final price is on their sites.

Who each is for

Choose Exact Online if…

Dutch small and mid-sized businesses and their accountants that want bookkeeping, invoicing, VAT filing and bank reconciliation in one system, with AI agents handling routine entries.

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Choose Navan if…

We haven't written up who Navan suits yet.

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