BILL vs Heard

BIvsHE
Two Bookkeeping tools side by side: what each does, what it costs and who it suits.
VisitVisit
The verdictSide by sidePlans and pricingWho each is forOther options

The verdict

On the data we hold, it's close: neither pulls ahead on features, a free plan or AI access. The choice comes down to how you work.

What the data says
  • Heard starts lower, at $10.75/mo against $49/mo.
  • Only Heard has an MCP server, so an AI employee can work in it directly.
  • In our Bookkeeping ranking, BILL places 13 and Heard 14 of 20.

Side by side

BILL and Heard compared
At a glance
BIBILL
HEHeard
Starts at$49/mo$10.75/mo
Free planNoNo
APIYesNot known yet
MCP serverNoYes
Links
Visit
Visit

Plans and pricing

BI

BILL

  • EssentialsTeams needing AP automation without automatic sync$49/mo
  • TeamCompanies requiring 2-way sync with accounting software$65/mo
  • CorporateOrganizations managing procurement and custom approvals$89/mo
HE

Heard

  • LiteNew solo sole proprietors$149/mo
  • EssentialEstablished solo LLC owners$199/mo
  • PremiumS corporations and group practices$299/mo

Prices as the vendors list them. They change often; the final price is on their sites.

Who each is for

BI

Choose BILL if…

We haven't written up who BILL suits yet.
VisitRead the review
HE

Choose Heard if…

We haven't written up who Heard suits yet.
VisitRead the review

Other options worth a look

  • Xero logo
    Tool
    Xero
    Cloud accounting with invoicing, bank reconciliation and reports, with no per-user licence fees on any plan.

    Bookkeeping

    From $27/mo
    Sign up on Xero
  • Exact Online logo
    Tool
    Exact Online
    Bookkeeping and accounting software for managing business finances and keeping complete financial records.

    Bookkeeping

    From €49/mo
    Sign up on Exact Online
  • QuickBooks logo
    Tool
    QuickBooks
    Cloud accounting from Intuit for invoicing, expenses, bank feeds and reports, with a free plan and four paid tiers.

    Bookkeeping

    From $38/moFree plan
    Sign up on QuickBooks
  • AS
    Tool
    Aspire
    Manages global business accounts, virtual corporate cards, and automated bookkeeping to streamline international spending and financial records.

    Bookkeeping

    From $180/moFree plan
    Sign up on Aspire
  • NA
    Tool
    Navan
    Consolidates corporate travel booking, expense management, and card payments into one AI-powered platform with policy enforcement.

    Bookkeeping

    From $15/moFree plan
    Sign up on Navan
  • ME
    Tool
    Melio
    Automates business bill pay and vendor payments with OCR scanning, approval workflows and accounting software sync.

    Bookkeeping

    From $20/mo yearlyFree plan
    Sign up on Melio