The verdict
On the data we hold, Microsoft Excel comes out ahead. Here is why, point by point.
What the data says
- Only Microsoft Excel has a free plan to start on.
- 1Password starts lower, at $3.99/mo against $8.33/mo.
- In our Tech stack ranking, Microsoft Excel places 45 and 1Password 11 of 72.
Side by side
| At a glance | ||
|---|---|---|
| Starts at | $3.99/mo | $8.33/mo |
| Free plan | No | Yes |
| API | Yes | Yes |
| MCP server | Yes | Not known yet |
| Links |
Plans and pricing
1Password
- IndividualPersonal password manager for one person. Regular price $3.99 per month billed annually; $2.99 promo for new customers' first year.$47.88/yr
- FamiliesPersonal plan for up to 5 family members. Regular price $5.99 per month billed annually; $4.49 promo for the first year.$71.88/yr
- Teams Starter PackFlat price for 10 members, billed annually; extra seats up to 10 more at $4.99 per seat per month (EUR 4.49).$299.40/yr
- BusinessPer user, billed annually ($8.99 per user per month equivalent); adds SSO and identity-provider integrations.$107.88/yr/seat
Microsoft Excel
- Free (web apps)Free web and mobile versions with a Microsoft account, with 5 GB of OneDrive storage.Free
- Microsoft 365 PersonalFor 1 person; desktop apps with Copilot, 1 TB cloud storage.$9.99/mo
- Microsoft 365 FamilyFor 1 to 6 people; AI features for the subscription owner only, up to 6 TB storage.$12.99/mo
- Microsoft 365 PremiumFor 1 to 6 people; extensive Copilot usage and agentic AI features.$19.99/mo
- Office Home 2024One-time purchase for 1 PC or Mac; Word, Excel and PowerPoint.$179.99/one_off
Prices as the vendors list them. They change often; the final price is on their sites.
Who each is for
Choose 1Password if…
Lean B2B teams and founders who share logins, API keys and other secrets across people and tools and want access managed centrally instead of passed around in chat.
Choose Microsoft Excel if…
Finance, operations and sales teams that build models, clean data exports and make reports, especially when the company already runs on Microsoft 365.
Other options worth a look
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ToolBundle business email, shared documents, spreadsheets, and video meetings in one cloud subscription.Tech stack
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ToolCall Claude models from your own code to build AI applications, agents, and automations.Tech stack
ToolCollects event data and routes it to your warehouse and 200+ business tools with open-source infrastructure.Tech stack
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